Unified Payments Interface (UPI) apps have revolutionized digital transactions in India, offering seamless payment experiences. Many of these apps also feature "Refer and Earn" programs, allowing users to earn rewards by inviting others to join

Here are five notable UPI apps with attractive referral programs:

1. PhonePe:

Referral Bonus: Earn up to ₹100 per successful referral.

How to Earn: Invite friends to download and register on PhonePe. Once they complete their first UPI transaction, both you and your friend receive a scratch card with a reward up to ₹100.

Download Link: PhonePe

2. Google Pay:

Referral Bonus: Earn up to ₹201 per referral.

How to Earn: Share your referral link with friends. When they sign up using your link and make their first UPI payment, you receive a scratch card worth up to ₹201.

Download Link: Google Pay

3. Paytm:

Referral Bonus: Earn ₹100 per successful referral.

How to Earn: Refer friends to Paytm. When they complete their KYC, link their bank account, and make their first UPI transaction, you receive ₹100 cashback.

Download Link: Paytm

4. Amazon Pay:

Referral Bonus: Earn ₹75 per referral.

How to Earn: Invite friends to Amazon Pay UPI. Once they register and complete their first UPI transaction, you receive ₹75 as a reward.

Download Link: Amazon Pay

5. MobiKwik:

Referral Bonus: Earn ₹50 per successful referral.

How to Earn: Refer friends to MobiKwik. After they sign up and make their first UPI transaction, you receive ₹50 cashback.

Download Link: MobiKwik

Note: Referral bonuses and terms are subject to change. For the most current information, please refer to the official websites or apps of the respective services.